Personal & Business Protection

Protecting What Matters Most

Specialist Life, Health, and Disability insurance advice for individuals, families, and businesses across New Zealand. We help you build comprehensive protection that gives you peace of mind.

Expert Guidance

Over 28 years of specialist insurance advice helping Kiwis protect their families and businesses.

Nationwide Service

Professional insurance consulting services available throughout New Zealand.

Comprehensive Cover

Life, health, disability, trauma, and income protection tailored to your needs.

Business Solutions

Key person cover, shareholder protection, and business continuity planning.

Protection Solutions

Comprehensive insurance solutions designed to protect you, your family, and your business from life's uncertainties.

L

Life Insurance

Financial security for your loved ones when they need it most.

  • Term life cover
  • Mortgage protection
  • Family income benefit
H

Health Insurance

Access to quality healthcare without financial stress.

  • Comprehensive medical cover
  • Surgical and specialist care
  • Cancer treatment cover
  • Diagnostic and testing
D

Disability & Income

Maintain your lifestyle if you can't work due to injury or illness.

  • Total & permanent disability
  • Income protection cover
  • Redundancy protection
  • Business expense cover
T

Trauma Insurance

Lump sum payment following diagnosis of serious illness.

  • Heart attack & stroke cover
  • Cancer diagnosis cover
  • Major organ failure
  • Over 40 conditions covered
K

Key Person Cover

Protect your business from the loss of essential people.

  • Business continuity planning
  • Revenue protection
  • Recruitment cost cover
  • Training investment protection
S

Shareholder Protection

Safeguard business ownership transitions.

  • Buy-sell agreements
  • Ownership continuity
  • Partnership protection
  • Business valuation cover

Why Choose Thumath Consulting?

We're specialist insurance advisers who understand that protection is about more than policies—it's about securing your future and giving you confidence in the face of uncertainty.

E

Expert Knowledge

28+ years of specialist insurance experience with deep understanding of New Zealand's insurance market and providers.

I

Independent Advice

We work for you, not insurance companies. Our recommendations are based solely on your needs and circumstances.

P

Personal Service

Direct access to experienced advisers who take time to understand your unique situation and goals.

O

Ongoing Support

We stay with you throughout your journey, reviewing your cover as your life and business evolve.

Our Advisory Process

A clear, straightforward approach to understanding your needs and building the right protection strategy.

1

Discovery

We get to know you, your circumstances, and what you're looking to protect.

2

Research

We research all available insurance options and providers in the market.

3

Analysis

We review your current position and identify protection gaps and opportunities.

4

Recommendation

We present tailored solutions with clear explanations of benefits and costs.

5

Implementation

We handle the application process and ensure your cover is in place.

6

Ongoing Support

We provide regular reviews and support as your needs evolve over time.

Ready to Protect What Matters?

Let's discuss your protection needs. Contact us today for a no-obligation consultation and take the first step toward comprehensive security.

Call 0800 222 999